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LAP Eligibility Calculator – Magnet Finserv

Property & Income Details

Property Market Value ₹50,00,000

₹5L₹10Cr

Monthly Net Income ₹75,000

₹10K₹10L

Existing Monthly EMIs ₹10,000

₹0₹2L

Annual Interest Rate 14% p.a.

14%30%

Loan Tenure 120 months

12 mo180 mo

Eligibility Result

Maximum Loan Possible

₹28,00,000

Lower of LTV limit and income-based limit

Est. Monthly EMI

₹32,600

Max Allowed EMI

₹35,000

Total Interest

—

Total Payable

—

Property-Based vs Income-Based Limit

Property (LTV) Limiting

₹35L

Income (EMI) Limiting

₹28L

✅

Eligibility Status

Likely Eligible

Income supports repayment within LTV limits.

Results are indicative. Final approval subject to Magnet Finserv's credit assessment.